Market Update

During the first days of this pandemic with shutdowns and what have you, we saw home sales fall.  Did you notice that when summer and fall came about, people dashed out and started to buy homes?

It appears that home sales are now up 20% from last year levels.  And due mainly to mortgage rates being near all-time lows, we are seeing new home sales up 40%!

2021 Projections

Real estate economists are promising that the real estate market in 2021 is only going to get even better.

According to the Urban Land Institute, real estate market conditions and values in the U.S. are expected to rebound in 2021 and trend even higher in 2022, with single-family homes outperforming other sectors such as commercial, retail, hotel, and rentals.

And that’s where we can help.

Our competitive rates on single-family houses are helping hundreds of real estate investors take advantage of this surprising and profitable housing market! We’re funding more deals now than ever before and want YOU to be our next success story!

Need A Proof of Funds Letter?

Let OUR money do the talking for YOU! Many times, Proof of Funds letters are required along with a purchase offer agreement in real estate transactions. Masoba Innovations makes it incredibly easy to generate a Proof of Funds letter to provide to real estate agents or other interested parties.

877-462-4055

Online Trading

The invention of the Internet has brought about many changes in the way that we conduct our lives and our personal business. We can pay our bills online, shop online, bank online, and even date online!

We can even buy and sell stocks online. Traders love having the ability to look at their accounts whenever they want to, and brokers like having the ability to take orders over the Internet, as opposed to the telephone.

Most brokers and brokerage houses now offer online trading to their clients. Another great thing about trading online is that fees and commissions are often lower. While online trading is great, there are some drawbacks.

If you are new to investing, having the ability to actually speak with a broker can be quite beneficial. If you aren’t stock market savvy, online trading may be a dangerous thing for you. If this is the case, make sure that you learn as much as you can about trading stocks before you start trading online.

You should also be aware that you don’t have a computer with Internet access attached to you. You won’t always have the ability to get online to make a trade. You need to be sure that you can call and speak with a broker if this is the case, using the online broker. This is true whether you are an advanced trader or a beginner.

It is also a good idea to go with an online brokerage company that has been around for a while. You won’t find one that has been in business for fifty years of course, but you can find a company that has been in business that long and now offers online trading.

Again, online trading is a beautiful thing – but it isn’t for everyone. Think carefully before you decide to do your trading online, and make sure that you really know what you are doing!

Were you looking for a trading course?

We’ve got a new training and tools that will show you:

1. Exactly what winning traders are doing to win.
2. Why it’s not working for you.
3. And what you must do right now to start winning trades.

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High or Low: Keeping Track with National Average Credit Score

Credit is said to be a system of buying and selling without immediate payment or security. Credit may be in the form of credit cards or loans.

Any individual who desires to process a credit card or loan application will have to abide by the rules and regulations set forth by the lender. An important factor for any credit application to be approved is your credit score.

A credit score is the determinant factor of lending institutions whether or not you will be granted credit. Your existing credit status as well as your past credit standing makes up for a credit score.

Every nation has a standard credit score to follow to determine the country’s financial condition. The United States has a national average credit score somewhere from 580 to 650. You will most likely be granted with credit requests if you have a high credit score.

Since the credit score is highly significant for you to obtain credits as well as balance the national average credit score, there are things you must do.

Seek help from experts.

Do not be overwhelmed by low interests or other attractive credit offers by lending institutions. It is best to consult an expert before you close an agreement with a positive notion.

Financial consultants will help you properly handle your finances. He is responsible in showing you the status of your finances. He may also be your source of assistance on matters about getting credits. He will most likely advise you on the pros and cons of getting credits and the many requirements lending institutions need before they come up with a decision.

Do not let your due date slip.

When you pay your bills on time or before its due date, you are establishing good credit standing. Another advantage when you are paying ahead of time is that you are also making your balances low.

Late payments of bill will not only give lending institutions bad impressions of you but it can also be unfavorable to maintaining a high credit score. To avoid late payments, it is best to keep track of due dates. Prompt yourself that it is “pay time,” a week before your credit’s due date.

Keep your interest low.

Credit interests establish how good or bad your credit score is as well as the national average credit score. With low credit interests you are likely to maintain good credit standing.

It is recommended that you take on a survey among lending institutions on the credit interest they give. Upon doing your survey, choose which ones can give you low interest yet will still offer you good-quality of service.

Consolidate.

To undergo consolidation is usually common to individuals who experience trouble paying off unpaid debts to their lenders. Consolidation is recommended for such people to unburden them of too much paying pressure.

Evaluate and re-evaluate.

Be your own accountant. Do not let financial problems pile up, instead of waiting for credit reports to be mailed at the foot of your door, make your own. By doing so, you are updated concerning your credit reports.

Self-evaluation of your credit reports will help you gauge how much credit scores you still have. Nowadays if you wish to have free consultations regarding your credit reports, you can always go online and find one.

Keeping yourself on the right credit score track will not only help you maintain a good credit standing, it will also help your nation maintain a good average credit score. Having so will stabilize the economy.

Want help? Would you love to be able to put an end to the constant NO? We can help you boost your credit today! Visit us online at www.boostdacredit.com

Fraud Sucks!

What is fraud? Are there many types of fraud? What can I do to prevent fraud? What can I do is I fall victim to fraud?

Do you find yourself asking these questions? I know I did. So I decided to do some research and share what I have learned. According to our online dictionary pal, Merriam-Webster, fraud is an act of deceiving or misrepresenting. Basically, it is when trickery is used to gain a dishonest advantage, which is often financial, over another person. I learned that there are many words that experts use to explain fraud: Scam, con, swindle, extortion, sham, double-cross, hoax, cheat, ploy, ruse, hoodwink, confidence trick. Remember, that fraud is something that can be done against individuals but also businesses.

To my surprise, I found out that there are many different types of fraud that one can be subjected to. The many types of fraud there are is:

1. Identity Fraud and Identity Theft
2. Online fraud
3. Individual fraud
4. New Accounts Fraud
5. Utilities Fraud
6. Check Fraud
7. Corporate Fraud
8. Advance Fee Fraud

Any type of fraud, most importantly identity theft, can be an easy problem to ignore—until you experience it yourself. With more ways for criminals to obtain your personal information online—and more complex ways to cover their tracks—it’s more important than ever to protect yourself and your assets. I found that having a complete comprehensive protective plan against these types of actions is the best way to help prevent fraud and most importantly help you if you fall victim to it.

IDShield is the only identity theft protection company armed with a team of dedicated licensed private investigators to restore your identity should it ever become compromised.

Not all thieves need to break a window or pick a lock. In fact, all they need is for someone to click a link in an email or enter their credit card number. From there, identity fraud allows criminals to impersonate their victims to carry out a number of other crimes. Millions of people experience identity theft every year—but it only takes a few steps to protect yourself.

Get yourself and your family protected today.

The One Minute Presentation

“If you want to have good ideas, you must have many ideas. Most of them will be wrong, and what you have to learn is which ones to throw away.”
— Linus Pauling, chemist

“Whatever you believe with feeling becomes your reality.”
— Brian Tracy, Author

“Sometimes the best helping hand you can get is a good, firm push.”
— Joann Thomas

“Go as far as you can see; when you get there, you’ll be able to see farther.”
— J.P. Morgan, industrialist

What is the perfect length of your opportunity presentation?

Walk up to a prospect and say:

“I can give you a long presentation or a short presentation. Which one would you prefer?”

Call a prospect and say:

“I can give you a long presentation or a short presentation. Which one would you prefer?”

The answer is obvious. Short.

Prospects are super busy with family, jobs, e-mail and cable television. They want to know these things right away:

1. What kind of business are you in?

2. How much money can I make?

3. What do I have to do to earn that money?

If you can answer those questions quickly, you will keep your prospect interested. That’s what network marketer’s call a “One-Minute Presentation.”

Is that the only way to do a short presentation? Of course not. You could learn to do “The Two-Minute Story” or even the “17-Second Presentation”, but starting with the “One-Minute Presentation” is usually an easier first step.

Try putting your “One-Minute Presentation” together now and have it ready for your next prospect. Your prospect will love it, and you’ll be building your business with ease.
====I hope that brief information above resonates with you. You can give the prospect all kinds of information – and we want to – but often times prospects just want you to get to the point. If the prospect isn’t interested after a 1-minute presentation about your business, a 5 or 10-minute presentation isn’t going to change their mind.

And you can give too much information. Unfortunately all that seems to do is create “analysis paralysis”.

As you craft your phone script, keep these points in mind also. It’s real easy to go on and on about our companies when putting together phone scripts. But try to focus on what’s important to your prospect.. what kind of business is it… how much money can your prospect make.. what does your prospect have to do to earn that money.

When you can give this information in a concise manner, you can prospect most anyone anywhere.

When it comes to prospecting new people for your business, you might want to consider using MLM Lead Specialist.

They have web traffic that send bizopp seekers to your lead capture page, and they have real-time leads that show up in your email inbox immediately after they’re generated.

To your success

Benefits of Cardio Interval Training

In a long-term study of the health of the people of in the United States, the U.S. Public Health Service documented the chances of developing heart disease among various groups in the population. Long before the any symptoms appeared, epidemiological research could identify high-risk groups.

Among the highest risk factors are male sex, age over 35, cigarette smoking, high blood pressure, high levels of certain blood fats, and a family history of cardiovascular disorders.

Other researchers have added to this list another risk factor: the compulsive, hard-driving, highly anxious personality. The greater the number of severity, the greater the person’s overall risk.

These threats to the heart can be divided into two main categories: those beyond individual control, such as age, sex, and heredity, and those that can be controlled, avoided, or even eliminated. Among those in the second category are what cardiologists call “the triple threat.” These are the high blood pressure, cigarette smoking, and high cholesterol levels in the blood.

If you smoke a pack of cigarettes a day, your risk of having a heart attack is twice that of a nonsmoker. If you smoke, have hypertension, and eat a diet high in fats without any exercise at all, your risk is five times greater than normal.

The Healthy Heart

If these risk factors endanger the heart’s health, what enhances its well-being and improves its odds of working long and well?

Obviously, quitting cigarettes and eating a low-fat diet will help. The next best thing you can do for your heart’s sake is to give it what it needs: regular exercise or a complete cardio interval training.

The heart is a muscle, or, more accurately, a group or “package” of muscles, similar in many ways to the muscles of the arms and legs. And just as exercise strengthens and improves limb muscles, it enhances the health of the heart muscles as well.

Since World War II, several large-scale statistical studies have evaluated the relationship between physical activity and cardiovascular disease. One well-known survey compared 31,000 drivers and conductors of some bus companies. The more sedentary drivers had a significantly higher rate of heart disease than the conductors, who walked around the buses and climbed stairs to the upper level.

The why and how behind these statistics were bet explained by classic experiments with dogs whose coronary arteries were surgically narrowed to resemble those of humans with arteriosclerosis. Dogs who were exercised were had much better blood flow than those kept inactive.

The exercise seemed to stimulate the development of new connections between the impaired and the nearly normal blood vessels, so exercised dogs had a better blood supply to all the muscle tissue of the heart. The human heart reacts in the same way to provide blood to the portion that was damaged by the heart attack.

To enable the damaged heart muscle to heal, the heart relies on new small blood vessels for what is called collateral circulation. These new branches on the arterial tress can develop long before a heart attack — and can prevent a heart attack if the new network takes on enough of the function of the narrowed vessels.

With all these facts, it is now boiled down to a single question: What should be done in order to prevent such dilemmas?

Some studies showed that moderate exercise several times a week is more effective in building up these auxiliary pathways than extremely vigorous exercise done twice often.

The general rule is that exercise helps reduce the risk of harm to the heart. Some researches further attested the link between exercise and healthy heart based from the findings that the non-exercisers had a 49% greater risk of heart attack than the other people included in the study. The study attributed a third of that risk to sedentary lifestyle alone.

Hence, with employing the cardio interval training, you can absolutely expect positive results not only on areas that concerns your cardiovascular system but on the overall status of your health as well.

This particular activity that is definitely good for the heart is a cycle of “repeated segments” that is of intense nature. In this process, there is an interchange periods of recuperation. It can both be comprehensive activity and moderate motion.

Consequently, the benefits of merely engaging into this kind of activity can bring you more results that you have ever expected. These are:

1. The threats of heart attack are lessened, if not eliminated

2. Enhanced heart task

3. Increase metabolism, increase the chance of burning calories, therefore, assist you in losing weight

4. Improves lung capacity

5. Helps lessen or eliminate the cases of stress

Indeed, cardio interval training is the modern way of creating a healthy, happy heart and body.

An In Depth Look At Muay Thai

 

Also known around the world as Thai boxing, Muay Thai is an ancient art of self defense that was created and tested in battle by the fearless warriors of ancient Thailand.  Today, Muay Thai is used all around the world.  The United States Navy SEALs, Thai military, and even the CIA takes full advantage of the devastating and bone crushing techniques this martial art offers.

Unlike other martial arts, students of Thai don’t earn belts for their skills and their progression.  Instead, their skills are tested in the ring.  Since Thai fighting first began, the only things that the fighters themselves are interested in are the championship belts which showcase their dominance in Muay Thai fighting.

The skills that are taught with Muay Thai are far more dominant to other striking based martial arts.  Muay Thai uses very little grappling, but focuses more on crushing kicks, punches, and bone shattering elbows.  Students of Thai fighting can often take an opponent down with just one shot, often times breaking bones and sometimes even killing them with just one lethal kick or elbow.

The reason why Muay Thai didn’t utilize ground grappling or submission holds is because it was developed in ancient battlegrounds where there were always multiple attackers.  These attackers were knowledgeable in sword fighting skills, which made the need for a dependable martial art more or less a necessity.

Muay Thai used swords, spears, sticks, and hard strikes.  In this type of environment, you didn’t want the fight to go to the ground.  The strikes and weapon movements needed be fast, hard, and very precise.  With these types of conditions and the type of environment, Muay Thai needed be a very fast responsive martial art with an excellent weapons system.
Even though grappling and submissions were planned for Muay Thai, the martial art became more of a ring sport before grappling could be implemented.  With Thai originally being a martial art for striking purposes, a lot of martial artists have started using the techniques that have been proven time and time again with time boxing.

Although there are other martial arts that put a lot of emphasis on striking, Muay Thai is quite different.  The first area in which Muay Thai differs is the effective use of both elbows and knees.  The elbows and knees that are used with most Thai techniques are feared all around the world by boxers and other stylists.

Kicking and kneeing is the main objects in Muay Thai.  In order to become efficient with kicking, the shins need to be conditioned – which can be quite painful.  Once the Thai stylist has conditioned the nerves in his shins for impact, the shins can be used just like a club or a baseball bat.  This is something you should really see for yourself in action – as the sound of the impact alone can send chills down your back.

Through years of training and conditioning, Muay Thai fighters can become lethal and deadly weapons.  A properly trained fighter can make deadly impact, meaning that his knees, shins, and elbows are quite possibly deadlier than a gun or other type of weapon.  For this very reason – Muay Thai is one of the deadliest and most feared martial arts in the world.

All in all, Muay Thai is a great martial art for defense and competition.  Thai is one of the best martial arts in the world, proving it time and time again – in both ancient times and anytime it is used today.

Best Food That is Part of the Diet to Lower Cholesterol

People have to eat in order to have energy to do certain things. Some are able to make three or four trips to the buffet table while others are satisfied after one round. In any case, the type of food brought to the plate could be healthy or harmful and the choice is really up to the person.

Those who love to eat red meat and other dishes that are fatty or oil are at risk of getting sick. This isn’t diarrhea but something worse which could be life threatening because of the amount of bad cholesterol that is being taken into the body.

The high levels of cholesterol in the body are happening more often now than ever before. This is because of the variety of food offered now in the grocery and in restaurants. The person can still recover from this by eating foods that are not high in saturated fats.

Is there one food product that can be called the best to lower cholesterol? The answer is no because a well balanced diet must come from all the food groups.       

Instead of drinking full cream milk or mixing this with cornflakes or whole grain, it is best to use non fat milk instead. The taste is almost the same is much healthier than the regular brand bought  in the supermarket.

Instead of having steak when having a cookout or picnic, this should be changed with lean meats instead. These things don’t have that much fat in the center or in the edges and taste just as good as the big slab served with mash potatoes.


The healthiest thing to have either for lunch and dinner is food that comes from the ocean. This can be fish or shellfish that is known to carry Omega 3, which is very effective in lowering the levels of cholesterol in people.

Eating a candy bar or a slice of cake doesn’t see so bad but these things are rich in fat. Those who need to fill the stomach with something should try nuts or fruits instead. These products are rich in fiber as well as have vitamins and minerals that are healthier to consume.

In each meal, the person must not forget to add some fruits in the plate. A salad works best or having a few carrots or potatoes as a side dish. There must always be a balance whenever the individual decides to have meat or fish.  

Chicken is not good if this is fried. Those who want to eat it for a change can still do as long as the skin has been removed. This can also be steamed which is a healthier way of cooking it before this is served in a plate.

There are many ways to cook the food mentioned. The individual can get a cookbook or download some recipes from the Internet to be able to come up with something delicious and at the same time lower one’s cholesterol levels.

If following the instructions are hard, there are always shows on television that teach homemakers and other people the basics into cooking something fat free which is good for the diet.

It is never too late to make some lifestyle and changes in order to live a longer and healthier life.

“Rapid Weight Loss Techniques”

Other than physical appearance weight affects a person in many ways. This could be the overall quality of life, self-esteem, depression, health risks, and physical incapabilities. There are a lot of positive changes once a person experience weight loss.  It is for this reason why a lot of people are searching for a weight loss technique that will surely trim down those fats and get a super slim head turner body.

The first thing that an over-weight should do is seek a doctor to recommend the best weight loss regimen. This will be done after a full physical examination, which leads to the determination of proper weight loss technique. And to lose weight fast and effectively four aspects of life should be changed: what to eat, how to eat, behavior and activity level.

Here are fast tips that can change an over-weight’s life:

First: Fast weight loss composes of a multifaceted technique that consists mindset, exercise, and in other cases, diet supplements.  Begin by learning a diet food plan that can easily be accustomed with.  Incorporate an exercise plan that allows even at least fifteen minutes a day like brisk walking, running, swimming, and dancing.

Second: Set realistic approaches.  The ability to focus and have proper mindset enables someone on a diet to quickly lose those extra pounds. With discipline and proper mind set, a dieter will never be discouraged and lose focus.

Third: Listen as the body speaks.  Each and everyone’s body metabolism reacts differently to different fast weight loss programs and plans.  Try substituting one program for another to compensate the body’s reaction.  Exercise program must be suitable to one’s body, as others are not able to exercise as rigorously as others can.  If walking is all that can be done, then walk for this is proven the best exercise.  Muscles burn more calories than fats so it’s also best to put on a little muscle and looking good too.

Fourth: Eat more fibers for it makes a person full sooner and stays in the tummy longer, slowing down the rate of digestion.  A single serving of whole grain bread moves fat through the digestive system faster.  Grains turn into blood sugar that spikes the body’s insulin level.  Thus, making the body more energized and ready to tell the body when it should stop burning fats or start storing.

Fifth: Keep away from fried foods especially deep-fried as this contains a great amount of fat.  Although fish and chicken appear leaner than beef, this white meat can contain more fat than when a beef is fried.  It is recommended for those on strict diet to opt for grilled food as this does not have or contain less amount of fat after the food is cooked.

Sixth: Takes lots of fluid.  Drinking at least six to eight glasses of water a day keeps the body refreshed.  Since weight loss depends on how the body eliminates body wastes, the body must stay hydrated.

All in all, discipline and consistency is still the best practice and the key to a rapid weight loss success.  Light dieting, workout, and right amount of supplementation applied in a regular way everyday will result in faster weight loss than having a massive action only to be followed a return to old habits as this would only lead to gaining more weight than when the weight loss plan has started.

On a personal note, I wanted to share with you how my friend Greg dropped over 70 pounds and a whopping 10 inches from his waist using a WEIRD 90 second trick…

How did he do it?

He used a secret weight loss technique that Dr. Phil has hailed as, “The most important innovation in weight loss in decades.” I’d argue it’s the most important fat blasting tool EVER in history…

Watch the Free Video Lesson Here

Oh, and for the record, Greg is no freak of nature. He’s just a normal 37-year-old guy who likes to eat pizza, wings, and drink beer while watching TV after a long day at work … and he still does.

In fact, it doesn’t matter if you’re a man or woman, young or old, completely out of shape, or even if you have a medical condition, bad genes, big bones, or are addicted to food.

Watch the Video Lesson Here

Enjoy!

A Look At Wing Chun

Up until the turn of the twentieth century, the martial art known as Wing Chun was very obscure not known much about.  Back then, Wing Chun was just getting started, not practiced by a lot of martial artists.  Over the years, it became a very dominant force in China, becoming one of the most prominent martial arts in existence.  Even today, hundreds of martial artists study Wing Chun and everything it provides them with.

The first thing that students are taught when studying Wing Chun is that they should always use force to counter force.  By using force against force, weaker and smaller fighters can easily and quickly take out bigger and stronger opponents.  Whenever they get in a confrontation, Wing Chun stylists will use their brains – and use an opponents strength and force against him.

Throughout training, a lot of emphasis is put into that very concept.  Students will learn all about force and strength, and how they can properly counter it.  What many don’t realize, is the fact that countering force requires very little strength from the stylist.  Even the weakest Wing Chun stylist can take down an opponent 3 – 4 times his size if he uses the proper technique and his opponents force against him.

Wing Chun teaches other techniques as well, such as punching, kicking, and a few grappling holds.  It doesn’t teach much grappling though, as most of the techniques use force against force through throwing and striking.  The strikes that are taught with this martial art are very fast, and aimed at vital areas on the body of the opponent.

A majority of the most vital areas on the human body are found along the center line, the very area that Wing Chun teaches stylists to protect as well as attack with their techniques.  This line is the most vital in battle, which is why martial artists should always aim their attacks for any area that exists along this line.  Most of the vital points found in the center line can be the end of the encounter if the stylist is able to land one powerful blow.

As Wing Chun emphasizes time and time again, the shortest straw between the stylist and the opponent is the center line, which is where a majority of movement takes place. Due to the linear fashion of Wing Chun, students will spend a lot of their training learning how to direct attacks as well as opposing force towards the center line.

Wing Chun is an exceptional martial art, teaching students how to use force against force in any type of encounter.  There aren’t that many grappling holds or weapons used with Wing Chun, although the techniques and moves that are taught are tried, proven, and above all – very effective for self defense.